If finding new ways to invest your money is on your list for 2020, you’ll want to take a look at what our experts recommend. Ways to invest your money short-term If you’re looking to spend your investment within the next five years, we recommend a short-term investment. Whether you’re saving for a house deposit [...]
If it’s too late for you and you’ve already transferred a sum of money into a financial scam (whether that’s a mis-sold pension or a full-blown case of fraud), there are a few things you can do to ensure that your finances aren’t hurt any more. Because, at this point, it’s all about damage limitation. [...]
Financial mis-selling involves the selling of financial products that are not suitable for an individual or their needs. To put it simply - yes, financial mis-selling is illegal. Luckily, however, it’s quite easy to spot if you have been a victim of financial mis-selling and to claim compensation. Read on! The common tactics of financial [...]
SIPPs (self-invested personal pensions) can seem like a complex topic at first - but don’t worry, you’ll find all of the answers to your SIPP-related questions in our FAQs guide. Take a look. What is a SIPP? Put simply, a Self Invested Personal Pension (SIPP) is a type of personal pension that has great investment [...]
There are many advantages to investing in SIPPs (Self Invested Personal Pensions). A SIPP lets you manage your pension more effectively and make changes to it whenever you like. However, like with any other pension scheme, constraints do come with investing in a SIPP. For instance, when it comes to accessing your money, withdrawal rules [...]
As gloomy as the subject of death may sound, it’s important to know about the UK’s pension beneficiary rules that dictate who gets your pension when you die. Generally speaking, the type of pension that you take out and the options that you choose for your scheme will affect who gets your earnings. So, let’s [...]
Giving bad pension advice is a form of financial mis-selling, it’s as simple as that. Over recent months, the UK watchdog has expressed numerous concerns that thousands of people are wrongly being mis-sold a pension. This means that thousands lose out on getting the right retirement income that they are entitled to. What is pension [...]
When it comes to your workplace pension scheme, it is important to know that you are being paid the right level of contribution from your employer. For every scheme, the Government has set minimum levels of pension contributions that must be paid by you and/or your employer. It is the responsibility of your employer to [...]
There’s a blurred line between investments that are considered low-risk and those that are considered high-risk. Some sellers may even purposely blur this line in order to convince you to invest your hard-earned money in a product that’s not suitable for you. If you’re wondering what exactly classifies as a high-risk investment, then you’re in [...]
At Expert Pensions Claims, we want you to be confident about the basic financial terms and concepts that are out there. We believe that knowing about important financial terms would limit the chances of you falling into the hands of common scams, such as financial mis-selling. So, with this in mind, we have compiled a [...]
