No matter how rigorously you prepare your SIPP portfolio, even the strongest of them is not completely immune to the ups and downs of the stock market. The most upfront information a financial adviser can give is that when the stock market crashes, your SIPP portfolio will likely take a hit. The key to surviving [...]
As you approach the end of your working life, it can be tempting to pursue alternative avenues of investment to see if you can maximise your retirement pot. There are many legitimate ways that you can do this, one of the most common being SIPPs (self-invested personal pensions). However, transferring your final salary pension into [...]
To help you navigate the high-risk yet enticing nature of investing, we’ve decided to run you through 10 landmark pension scams that grabbed the headlines and the attention of financial authorities from the Financial Ombudsman Service (FOS) to the Financial Conduct Authority (FCA). Knowing a bit about these scams will help you protect yourself in [...]
Whether you’ve already made a claim for mis-sold pension compensation or you’re preparing your claim as we speak, it’s important to understand that there are limits when it comes to pension compensation. In this guide, we take a look at the FSCS compensation limits and what exactly that means for you. What exactly is pension [...]
If you fear that your pension has been mismanaged, it’s often too late. Yes, you can always apply for compensation but in that very instant, your hard-earned pensions savings will have been mishandled and put into who-knows-what. The key is preventative measures. You need to be able to spot the signs of pension fund mismanagement [...]
The FCA has been protecting consumers and enhancing market integrity since 2013, but so far 2020 has presented more obstacles than ever before. Brexit and COVID-19 have both presented their own unique challenges but the Financial Conduct Authority (FCA) have recently set out a plan of action for the year ahead. With all of these [...]
In these unprecedented times, financial security is one of the most pressing issues that people in the UK (and the world over) have to contend with. Whether it’s wage security or the current status of pensions, money troubles are at the forefront of the COVID-19 pandemic. In this article, we’re going to deal with pension [...]
It’s fair to say that the coronavirus pandemic has been an unprecedented nightmare for the UK, a well as other countries around the world. In a few short months, the effect of COVID-19 has already wreaked havoc on the economy - as businesses struggle to survive, and workers enter an era where jobs are less [...]
There's no doubt you've heard about auto-enrolment pensions before - you may even have been auto enrolled by your employer. But what exactly does auto enrolment mean for you? In this guide, we take a look at the pros and cons of the scheme for employees in the UK. What is auto enrolment? Auto enrolment [...]
In the United Kingdom, we are fortunate enough to have a comprehensive and secure pensions system that looks after us once we have retired. It has become a firm UK institution that the majority of our population have always had a great deal of confidence in (despite the rise in pension claims over the years). [...]
